Rust, Armenis Schwartz: Which Chapter is Right For Me?

Which Chapter is Right For Me?

You may have a choice in deciding which chapter of the Bankruptcy Code will best solve your financial problems. The decision whether to file a bankruptcy, and under which chapter to file depends on your particular circumstances. In general, chapter 7 is appropriate when the debtor has insufficient income to pay all or most of his/her debts. Otherwise, if the debtor has an income or property and can afford to pay all or a substantial portion of his/her debts, chapter 11, 12, or 13 may be appropriate depending on whether the debtor is an individual, partnership, corporation, or family farmer or fisherman.

Welcome to the bankruptcy Law Offices of Rust, Armenis & Schwartz, A Professional Corporation. We are a Northern California law firm that helps individuals, consumers, business investors and small businesses file for bankruptcy protection under the United States Bankruptcy Code. We provide personal care to each of our clients. Our law firm has been providing legal services in Northern California since 1963. We are authorized by the courts to file bankruptcy cases in all of the bankruptcy courts in Northern California including Santa Rosa, San Francisco, Oakland, San Jose, Sacramento, Modesto and Fresno. We understand what you are going through and we will help you understand the best way to relieve you of the financial burden you are carrying. Our goal is to provide caring, competent, confidential, bankruptcy services at a reasonable price. Our flat rate for services is the statutory fee set by the Court.